Financial Structures
Crucible has specialized in the toughest deals since our inception. Crucible has the vast experience in distressed, bankrupt, messy credit, turnaround situations; we are the right place to bring those deals!
Our Financial Structures
- Real Estate Financing
We raised tens of millions of dollars for real estate projects in the worst financial market in modern times (2007-2008-2009). Projects considered include hotels, strip centers, senior living facilities, offices apartments, restaurants, and many more.
- Asset Backed Financing
For all types of equipment, manufacturers, distributors and service companies with a leveraged balance sheet whose seasonal needs and industry cycles often disrupt their cash flow. Provides far greater borrowing power than can be achieved from a traditional cash flow banking approach.
- Construction Financing
For expansion of plant and facilities, demolition & rehabilitation, Hotels Strip centers, office buildings, apartments, and senior living facilities. Even before the financial meltdown construction finance options had became more restrictive because they were viewed as having the most risk by lenders.
- Inventory Financing
National and International
- Equipment Financing
Any type of equipment, Anywhere.
- Revolving Credit Facilities
An agreement between a bank and a company or an individual to provide a certain amount in loans on demand from the borrower. The borrower is under no obligation to actually take out a loan at any particular time, but may take part of the funds at any time over a period of several years. This agreement is fairly common in situations in which a business must make payroll but does not always have the operating income to do so, especially when its operating income is seasonal or otherwise varies from month to month.
- Debtor in Possesion
Financing for acquisition of assets involved in Bankruptcies. In bankruptcy, a Chapter 11 debtor remains in possession of his or her property and continues to operate a business. The Debtor in Possession must still obtain court approval for non-routine transactions but is able to conduct business, receive monies, and pay bills, including a reasonable salary for the debtor. Contrast with the situation in which a bankruptcy trustee is appointed; in this case the trustee is then in control of all assets of the debtor. Debtor-in-Possession (DIP) financing is essentially financing provided to companies that have filed for Chapter 11 bankruptcy/reorganization protection. DIP financing is a unique form of financing that helps companies emerge from the Chapter 11 process.
A debtor in possession (DIP) is generally attempting to fulfill its reorganization plan, discharging certain debts and changing any structural weaknesses to put it on a path to profitability. A company often requires financing in order to restructure, and DIP financing enables it to do so.
- Bridge Loans
Structured with take out opportunities identified prior to funding; the goal of this type of funding is to stabilize the company and maintain productivity when external funding is temporarily disrupted while longer term financing is obtained.
- Mezzanine Financing
Mezzanine Loans and second trust deed loans that are tailored to meet the needs of borrowers and investors seeking financing for stabilized, value-added, and development opportunities.
- Purchase Order Financing
Purchase order financing is an excellent method for a business to obtain quick capital. It is a great solution for when cash flow reserves are low. The problem happens with many businesses because the suppliers want you to pay upfront with a C.O.D., but your customers want to pay you on a 30 or 60 day basis. A purchase order is a financing tool that can used to defer payments to suppliers and manufacturers. Purchase orders are vital during periods of growth and expansion.
- Accounts Receivable Financing
Selling of outstanding invoices or receivables at a discount to a finance or factoring company that assumes the risk on the receivables and provides quick cash to your business. The amount of value assigned to the account depends on the age of a receivable.
- Develop Government Backed, Sponsored Financing or Grants
EDA, SBA, (7(a) Loan Program), and (CDC/504 Loan Program) Municipal and Industrial Development Funding Community Trade Adjustment Assistance, and the Small/Rural Lender Advantage (S/RLA) initiative.
Crucible Capital Group, Inc.
27 Whitehall Street, 5th Fl, NYC, NY
phone: 212.785.2815
email: info@CrucibleCapitalNYC.com
27 Whitehall Street, 5th Fl, NYC, NY
phone: 212.785.2815
email: info@CrucibleCapitalNYC.com